Let us Help You Navigate and Plan A New Future
We are an independent firm therefore we can be selective in offering the investment products and services that we feel are best suited to help meet your financial goals. As an investment advisor, we offer unbiased advice.
This is the approach of understanding all aspects of your financial household after completion of a financial plan. Depending on your individual needs, a plan will be developed and executed based on your financial goals.
Retirement Income Planning
It’s never too early to plan for your retirement. We develop a retirement income plan in which the assets are positioned based on our discussions for your needs.
We believe each clients situation is unique. Our desire is to work alongside you to understand your needs and goals, as they change over time. We then tailor a dynamic financial plan that will allow you to reach your goals, while maintaining the flexibility to adapt to your changing needs.
We offer various types of insurance which protect your family in certain situations. When considered in the context of a comprehensive financial plan, insurance not only offers peace of mind today- but can also play a significant role in securing your future and ensuring your financial goals are reached. A few examples of this type of insurance are: life insurance, health insurance, disability insurance, key man insurance and long term care insurance to name a few.
Corporate Retirement Planning
We assist in determining which retirement plan is best for your business. We partner with sponsors and your CPA to be sure we are taking into account all potential tax advantages for each plan to establish the proper one for you and your employees.
Wealth Transfer and Estate Planning
We specialize in divorcees and widows. When possible, we plan for the transfer of these assets through implemented solutions. When changes happen suddenly, we are right there by your side to guide you through the decision making process. We have been there ourselves so we know how it feels and what you need to do.
Social Security Planning
We realize that social security planning can be an important part of your financial plan. We assist in determining when to begin your Social Security payments based on your personal situation and your goals.
Each year we will work to create efficient strategies to minimize current year, future, and estate taxes to your family.